8bitguy

I like Deezer.

I have a good idea of where they could have found about $200M.

deleted by creator

That goes for about $70 here, in a competitive, urban market. $50 for 300.

deleted by creator

They send a survey to their subscribers.

The next paragraph states:

We weigh the severity of each type of problem to create a predicted reliability score for each vehicle, from 1 to 100. We use that information to give reliability ratings for every major mainstream vehicle. (The reliability rating is then combined with data collected from our track testing, as well as our owner satisfaction survey results and safety data, to calculate each test vehicle’s Overall Score.)

They don’t get very granular, but they give a fairly detailed overview of the methodology here:
https://www.consumerreports.org/cars/car-reliability-owner-satisfaction/who-makes-the-most-reliable-cars-a7824554938/

Edit: I used to subscribe, and as a result received their surveys occasionally. They seemed pretty well done, but people are people and probably aren’t always objective in their reporting.

deleted by creator

deleted by creator

The Mortgage Insurance Premium (FHA) and Annual Guarantee Fee (USDA) make either costly in the long run. You get to skip the down payment, but the added cost of mortgage insurance (irrespective of how it’s labeled) hurts lower income borrowers. Both are costly, and neither are necessary. The property is the collateral. The lender loses future revenue and is inconvenienced if the borrower defaults, but they obviously do well enough overall to shoulder that burden.

deleted by creator

*Type 2 Diabetes

Deezer is decent.

You should bring your own hardware wherever possible. I’d never trust my local network to the ISP.

The New Colossus
-Emma Lazarus

https://en.wikipedia.org/wiki/The_New_Colossus

Email is commonly compromised. It’s an easy target for bad actors executing a takeover.

As someone who has had to walk the “I don’t do computers” public through basic things over the phone, I can confirm that yes, a lot of people are way too lazy to learn anything new. They will instead call the support folks and blast some poor person just trying to deal with their day. Call center volume goes up anytime any barrier is added. Agreed though, SMS OTP is constantly becoming less effective. Email OTP is somewhat pointless.

deleted by creator

I think you win. Glad you and doggo are okay.

I agree. I have the k400, it would be perfect. The integrated track pad would be value added in OP’s case.