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Cake day: June 15th, 2023

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  • you know how banks will say “Past performance of financial securities does not represent potential future performance” or whatever: this is much the same thing. There are plenty of things that people freaked out about that turned out to be nothing much. There are plenty of things that people did not freak out about when they really should have. People are basically shit about telling the difference between them.
















  • Always cut out the intermediaries.

    In this vein: when you can, PAY CASH. Normalizing credit and debit transactions also normalized bleeding money from businesses to VISA, Mastercard, and whatever monster you bank with. They all suck. :) Businesses pay more for credit transactions than debit transactions, so use debit if the business doesn’t take cash.