I think we need to add the consideration, that representative systems put the blame on people, when in fact their actual influence is extremely limited.
Oh you voted for party xy? Then it is your fault that they fucked the people over again. But come next election all the media and political propaganda is telling you how that is the only acceptable party and the other ones are all evil…
Oh you took on the student debt to take the education that you were told by all mainstream voices to be necessary for you to have a decent live, but the cost of living and your debt eat up a lot of your middle class income? Well how were you personally so stupid to do what society told everyone to do. It is all your personal fault!
We life in a capitalist oligarchic society that structurally takes away peoples participation opportunities and their freedoms while claiming to give them all the freedoms and blaming every result of an entrenched system on the individual.
I disagree with the claim that the people who prefer authoritative systems always lack critical thinking. If the actual influence you have is almost zero, alleviating yourself from the blame that is put onto you is perfectly rational.
And some stocks have a 2:1 stock to book value ratio wheras others have 50:1. In the first case, even if the company closed down, unless the books were fraudulent you can still recover half your investment as it represents hard physical valuable assets.