I think even a 0% error rate wouldn’t be ok. Part of the fundamental idea of insurance is that both sided have the opportunity to “profit” from the arrangement over time, consumers because they will actually be able to afford their care, and the insurance company if the consumer turns out to stay healthy for a long time. AI breaks that fundamental design.

Perhaps unpopular opinion but I don’t know why people are saying they want ISPs to be treated like a utility. Most utilities charge based on how much you use… I don’t have a data cap at the moment but I’d much rather have a cap than a charge per GB used…