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Joined 1 year ago
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Cake day: June 17th, 2023

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  • I think you can actually. If you’ve already completed the game there’s a mod that allows you to start a new game plus. You keep all your stats points and gear, and I think you can have it start as if the story is complete so you can just explore the world again and do all the side stuff. I’m not 100% sure but there are loads of YT vids that cover it. Just look for cyberpunk new game plus mod.


  • I get why you might be thinking this. If you’re on PC, I suggest modding the game. Im playing though my 2nd play through. Played through to PL and then only recently decided to play with modding and it’s a game changer. Now playing the PL part of the game and already thinking about a 3rd play through. The mods I have make it feel like a remaster. If you want I’ll list out the key mods (just let me know).


  • This really does seem like propaganda! Not much revealed here either. Says 60 people, earning at least 50m in 21/22, paid over 3bn in tax a year. It says at least 50m but if we take 50m x 60, that’s 3bn. They are obviously not paying 100% tax and are therefore earning way way more than 50m a year on average between them. What would be “revealing” is saying exactly how much they earnt and how much tax they paid so we can see the %. I bet it’s a significantly lower % than the UK average, which is why this story doesn’t “reveal” it.



  • I love how Hendy’s (the UK rail minister) wiki page has already been updated. He now has two controversial incidents…

    "In 2013, Peter Hendy, who was then the Commissioner of Transport for London, was accused of engaging in a nine-month extramarital affair with a call girl. She alleged that Hendy provided her with several Oyster cards loaded with £10 as gifts.[18]

    In 2024, Hendy faced significant criticism after a letter, released under a Freedom of Information request, revealed he pressured SYSTRA to dismiss an employee, rail engineer Gareth Dennis, for publicly voicing safety concerns regarding overcrowding at London’s Euston station"





  • Not sure how they would manage this.

    A landlord with a BTL interest only mortgage may be on a rate of ~2% today which in 18 months comes to term and they will need to remortgage on a rate of e.g ~4%. Their repayment will essentially double (that’s a simplification but fine for the example). They will also likely be required to show that the income of the property meets a certain % threshold of the repayment. They will therefore need to increase the rent. The tenent won’t be able to afford it, and it’s likely others won’t either. If you can’t afford to buy a house, you’re not going to be able to go from £1500 a month to £3k.

    The landlord won’t be able to remortgage so they will have to sell. When this hits the BTL market, we will have an increase in properties needing to be sold which will reduce prices and for some, a loss for the landlord or lender.

    The government needs to do something that will help first time buyers (owner occupiers) get a mortgage reducing the current dependancy on landlords, and banks need to do more to avoid the scenario I lay out here (reduce IO, reduce the number of properties someone can own via BTL etc).

    Stamp duty is an obvious one. I’ve paid tax on my income, why should I pay tax to buy my first home. Or even my 2nd home (I don’t mean having a 2nd home I mean the 2nd house I move to and live in as my sole property). Also, with property prices always rising (I realise that prices decrease as well but over time they will always be higher) stamp duty increases. In fact, I think the current plan is to reduce the thresholds in 2025 so this will make things even worse.

    Get rid of stamp duty below properties of e.g £5m.