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Joined 1 year ago
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Cake day: June 9th, 2023

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  • I believe it’s 1% for access to the “entire post-open ecosystem”, rather than 1% per project which would be unreasonable. So you could use one or thousands of projects under the Post-open banner, but still pay 1%.

    It will take years to develop the post-open ecosystem to be something worth spending that much on.



  • If you’re British and employed your employer is legally required to provide a private pension I believe. You also get a state pension if you’ve been paying national insurance (most people will get this taken out of pay cheques before you ever see the money, same as income tax). Some employers offer “matching contributions” up to a certain amount. For example if you decide you want to send £100 per month into your private pension, your employer will also do the same, so your pension gets £200. These contributions are tax free so it’s a tax-efficient way to save money when compared to privately investing where you’d have to invest from your income, which has already been taxed and then potentially have to pay capital gains tax on profits.











  • Piatro@programming.devtoTechnology@lemmy.worldThe "Cheap" Web
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    11 months ago

    I disagree with the $ per hour framing (it’s more about the value the entertainment provides than the amount of time it takes to consume) but yes you should pay for your entertainment. I got far too used to paying nothing or close to nothing as a student that it took me a while to readjust.



  • Why are people weaving social media and the internet into a single thread? The internet is so vast, social media makes up a tiny sliver of it.

    Because to most people outside Lemmy the “internet” (by which they mean the world wide web but that’s me being a pedant) IS social media. There might as well not be anything outside the walled gardens of social media to them because they’ve been conditioned to only stay on one, maybe two platforms for years at this point. The old “what’s a browser?” question these days gets answered with “I don’t need a browser I have Facebook”. Completely nonsensical to us but to them it’s totally natural. Not being derogatory about them or anything but the 60k lemmy users and however many million on Reddit are not the majority. Facebook with it’s 3 billion (with a b) users, IS the majority of the internet.


  • I like it and have been using it for something like 6 months. I had an issue where I really liked the application and how simple it was but I didn’t really want to “budget”, just keep an eye on where my money was going. That was fine, just keep zero-ing the numbers every month, slightly tedious though. Now they’ve got a “report” style behind an experimental flag and that’s made it pretty perfect for me.

    I set up some family members with the electron app after they had spent 3 days to do in a spreadsheet what I had done in 3 hours in actual. There was resistance initially due to sunk cost fallacy but now they’re loving it.

    Other options like ynab and firefly were just too bloated and complex for our simple use case.